Job title: Member Business Loan Specialist
Company: SeaComm Federal Credit Union
Job description: Role:Identify the financial needs of each member and recommend an effective credit union product solution. Provides lenders with assistance with administrative duties for the underwriting function, document processing and closing process. Also assists with required daily and annual servicing and collection responsibilities for business loans.Responsibilities:
- Assist with MBL application process including collection of and recording of required
information and documentation, keeping MBL Officer informed of all status changes. * Prepare loan documentation and books and services the member business loan.
- Assists with process from commitment to closing including working with third parties such as attorneys, title companies, appraisers, and environmental companies.
- Assist with business purpose loan relationships under $50,000 including application and credit process.
- Maintains the loan files including ongoing gathering of financial statements and monitoring of UCC filings, taxes, insurance, etc.
- Represent lenders during their absence in communications with members, prospects and third parties.
- Assist with account services, non-loan membership, remote deposits, payroll and other clerical duties.
- Monitor loan exceptions and file exceptions and assists in research and resolution.
- Assist with the collection process.
- Perform other duties as assigned.
Knowledge & Skills:Experience: One year to three years of similar or related experience.Education: A high school education or GED.Interpersonal Skills: Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.Other Skills:
Ability to manage and prioritize multiple time-sensitive tasks with accuracy and proficiency.
Excellent verbal and written communication skills: ability to communicate effectively and project a professional image when interacting with members, prospects, third parties and people at all organizational levels, both internal and external.
Ability to work independently, as a member of a team and across credit union departments.
Proficiency with software such as word processing, spreadsheets, account processing and loan documentation.Position Type: Full TimeHours: 40 hours per weekCurrent Schedule: Monday – Friday 8a-5pPay Range: $19.05 – $21.05 per hourActual starting salary will be determined based on skills, experience (to the extent relevant) and other job-related factors, consistent with applicable law.Benefits:Paid Time OffPaid Holidays401K PlanMedicalDentalVisionFree Telehealth Urgent CareFree Telehealth Mental Health CounselingFlexible Spending Account OptionLife InsuranceDependent and Spouse Life Insurance OptionsShort Term Disability InsuranceLong Term Disability InsurancePet InsuranceAflac Insurance OptionsLegal/ID Shield OptionsEmployee Referral ProgramPaid Volunteer DayEmployee Loan DiscountsSeaComm is an Equal Opportunity/Affirmative Action Employer. Race/Color/Gender/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Veteran.
Expected salary: $19.05 – 21.05 per hour
Location: Massena, NY
Job date: Sun, 23 Mar 2025 23:38:50 GMT
Apply for the job now!